Short Sale Help

 

Contact us today to get started! Call 888-835-0881 or email us at sales@amrealtyinc.com 

We specialize in helping property owners keep their home or earn income from selling their property even if they owe more than the property is worth. We currently submit and successfully close multiple loan modifications and short sales with all lenders such as Wells Fargo, Chase and Bank of America. Your property can currently pre-qualify for our “Cash for Keys” and Short Sale program. On either program, you can earn from $10,000.00 - $100,000.00 or more, at closing, depending on your mortgage lender, and the size and condition of your property. We can also assist in postponing or canceling for Free a foreclosure auction date scheduled for your property. Please review a brief short video explanation on why a short sale is always better than having a property be sold in foreclosure auction.

 

Please do not let your property go to foreclosure auction and have the bank or homeowner association take possession of your property. We can have the bank attorney or an attorney from our office have a pending auction date for the property canceled. With one of our programs you will get paid to sell your property to a buyer who can give you a written offer within 72 hours of you contacting us. You will also be able to control when the closing is scheduled to sell your property. Call now to get started! You can receive payment in as little as 7 days, depending on the lender that currently owns the rights to your mortgage, even if you owe more than the property is currently worth.

Meet the Short Sale Experts: 

 

• Abel Henriquez - Top Rated Real Estate Broker
• Katherine Smythe - Top Rated REALTOR®

 

 

 

 

 

 

 

 

 

 

 

 

 

Below is a summary of the service we offer:  

• Assistance with canceling a scheduled foreclosure auction
• Contract offer from a Buyer within 72 hours of contacting us
• Short sale approval from your mortgage lender
• Mortgage deficiency forgiveness from your mortgage lender
• Settlement of all debts and liens associated with the property
• Your short sale lender pays the costs to close. Usually no funds paid by Seller.

 

Below are some of the cities we provide our sale and short sale services to in Florida:

All Florida Counties such as Dade, Broward, Orange, Palm Beach, Hillsborough  

 

 Real estate agent offices, Orlando, FL, Miramar, FL, Miami, FL, Coral Gables, FL, Doral, FL, Miami Beach, FL, Miami Lakes, FL, Key Biscayne, FL, Fort Lauderdale, FL, Hollywood Beach, FL, Hallandale Beach, FL, Hollywood, FL, Aventura, FL, Sunny Isles, FL, Davie, FL, Pembroke Pines, FL, Weston, FL, Southwest Ranches, FL, Kendall, FL, Boca Raton, FL, West Palm Beach, FL, Tampa, FL, Kissimmee, FL, Winter Park, FL, Windermere, FL

 

Questions and Answers concerning Short Sales:

When should I start the short sale of my property?

We recommend you contact us as soon as possible to start your short sale for your property. The sooner you contact us, the more benefits you can earn. Most banks are flexible in giving you a homeowner incentive, the earlier you start your short sale. In addition, the bank will want as much time as possible to review your short sale and make a decision. If there is an approaching auction date for the property, the earlier we inform the bank that you are cooperating in a short sale, the more time the bank will have to inform the bank attorney to agree to cancel the auction date for the property.  

When does foreclosure begin?

Lenders will initiate foreclosure proceedings when borrowers become delinquent in their mortgage obligations, usually after three payments are missed. The lender will then notify the borrower in writing that he or she is in default. The lender can request a trustee's sale or a judicial foreclosure, in which the property is sold at public auction. A borrower can cure the default by paying the overdue amount and the pending payment after the notice of default is recorded, usually no later than a few days before the property's sale. Some sales allow the successful bidder to take possession of the property immediately. If the former owner refuses to vacate the premises, the court can issue an unlawful detainer that allows the sheriff to come out and evict them. Borrowers should do everything they can to avoid foreclosure, which is one of the most damaging events that can occur in an individual's credit history.

How long do bankruptcies and foreclosures stay on a credit report?

If doing a short sale, the foreclose case will be dismissed after closing on the short sale. Many times if you are doing a short sale, you will not need to do a bankruptcy as the mortgage lender will usually agree to postpone the foreclosure case in order for you to have time to complete the short sale. However, if a mortgage modification or short sale is not done, the foreclosure will remain against you on your credit or public record for an extended amount of time. Bankruptcies and foreclosures can remain on a credit report or public record for seven to ten years or more. Many lenders will consider a borrower for a new mortgage within 2 years of completing a short sale. However, if a short sale was not completed and the property was sold in foreclosure auction, most borrowers may have to wait 5-7 years to obtain a favorable mortgage. 

Can a home seller sell a home for less than its mortgage?

Yes, in most case you can sell your home for less than what you still owe on the mortgage, but it is subject to your mortgage lender approval. This situation is known as a "short sale." Most lender want to come to a resolution as to the mortgage owed, and they prefer to pay you an incentive for your cooperation in order to get a short sale or loan modification completed. 

How does a home go into foreclosure?

 

Foreclosure proceedings usually begin after a borrower has skipped three mortgage payments. The lender will record a notice of default against the property. Unless the debt is satisfied, the lender will foreclose on the mortgage and proceed to set up a trustee sale.

 

 

Below are recent Client Reviews:

 

"American Realty Experts helped me sell my home at the price I wanted. I had it listed with 2 other realtors before and did not get results until I contacted American Realty Experts".

Jeff from Orlando, FL

 

 

 

"We listed the property with Abel with American Realty Experts. I got a full price offer within 3 days of listing. Thanks for the tips to get my home sold! " 

Clara & Ryan from Orlando 

 

 

"They helped my sell my home in foreclosure and bank paid me $27,000 as an incentive. Thanks for your help!"

Yolanda from Doral, FL

 

 

"American Realty got my home in Miami sold for appraised value and it was easy! Thanks!"

Rick from Miami, FL

 

 

"I called them when I had lost hope in selling my property. They were able to help me net the amount I needed to sell my property. I recommend them."

Mark from Pembroke Pines, FL

 

"When I first called, an assistant answered. They took my info such as my property address and contact info. Within a few hours a realtor from American Realty called me. It was easy from there on. Everything went just as they said. They did a great job!"

Rob from Tampa, FL   

 

"Easier than I thought. Once I contacted them they helped me every step of the way. Thanks for helping me."

 

Michael from Boca Raton.